For Sale · St. Catharines (Downtown) · Single Family

$499,000

192A ONTARIO STREET, St. Catharines (Downtown)

Bedrooms

Bathrooms

About This Home

The details.

A beautiful solid brick home with loads of income potential. In-law suite. New windows installed June 2026. Boiler and hot water on demand system installed 2020. Zoned Res/Comm. Run your business from the comfort of your home or perfect for a multigenerational family. Ideal for home practitioners. Separate unit downstairs. The property offers a large deck/pergula. 1.5 garage provides opportunities for hobbyist or small business. Great downtown location, on bus route and close to all amenities. Super well kept home, vacant and ready for immediate possession. (id:66635)

Summarizing the highlights...

MLS® X13557430Listing courtesy of RE/MAX GARDEN CITY REALTY INC, BROKERAGEView on map Street view

Property Details

Facts & features.

Property type: Single Family
Ownership: Freehold
Storeys: 1.5
Parking: 4 spaces
Listed on: 2026-07-13
Days on market: 2
MLS number: X13557430
Data source: Niagara Association of REALTORS®

July Value

What this home is worth.

Calculating a July Value estimate...

Contact JULY

Tour it, ask anything.

Reach JULY now

Call or text any time: JULY answers immediately, day or night, and can book this showing on the spot.

Call JULY Text JULY Email JULY

My Notes

Track this home.

Write a note about this home

Location

Where it sits.

Open in full map search

Run The Numbers

Mortgage and cash flow

Mortgage calculator.

Home priceDown payment20%Rate (%)Amortization

Monthly mortgage payment

$2,334

$399,200 financed over 25 years at 5%. For guidance only, not a quote or approval.

Cash flow analysis.

Property tax / moMaintenance / moRental income / mo

Monthly cost (mortgage + tax + maintenance)

$2,334

Cash flow

-$2,334

Estimates for education only. Talk to a JULY advisor for real numbers on this home.

St. Catharines (Downtown) right now

Active listings

New this week

$509,000

Median asking price

Live snapshot from the MLS® feed. Sold-price history and trend charts arrive with our VOW data feed.

The Neighbourhood

Living in St. Catharines (Downtown).

Household and demographic stats for St. Catharines (Downtown), from the Statistics Canada 2021 Census.

136,803
Population (2021): 44.8
Median age: 58,905
Households: 2.3
Avg household size: 64.4%
Home ownership: $72,500
Median household income

St. Catharines (Downtown) market trends

The immediate block around this home (right here): about 435 residents in 285 homes, 1,476 people/km² (suburban).

Source: Statistics Canada 2021 Census, St. Catharines, City, Ontario; block-level figures from dissemination area 35260383.

Schools

Nearby schools

K-12 schools closest to this home, with straight-line distances.

Ridley College
independent · k12
650 m
Edith Cavell Public School
public · elementary
970 m
St Nicholas Catholic Elementary School
catholic · elementary
980 m
ÉÉC Immaculée-Conception
catholic · elementary
1.0 km
Agate Private School
independent · k12
1.1 km
St Catharines Collegiate Institute and Vocational School
public · secondary
1.2 km

Source: Statistics Canada, Open Database of Educational Facilities. Distances are straight-line, not walking routes. Catchment boundaries change; always confirm with the school district.

Similar Homes

Nearby homes like this one.

Rental Market

Renting nearby.

Active rentals close to this home, for rent-versus-buy context and investors sizing up cash flow.

Ask About This Home

Talk to a JULY advisor.

Interested in this home?

Book a viewing with a JULY advisor.

Listing information is provided courtesy of the Canadian Real Estate Association's Data Distribution Facility (DDF®) and is deemed reliable but is not guaranteed accurate by JULY Realty or CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA.